Chicago's most trusted private lender for real estate investors. No income docs. All credit scores. 100% of repairs funded. Fix & flip, DSCR, bridge, and new construction — IL, IN & WI.
From your first fix-and-flip to a 6-unit DSCR rental portfolio — same-day term sheets, no bank red tape.
Purchase + rehab in one loan. We fund 100% of your repair draws so you're never out of pocket. Perfect for Chicagoland rehabs of any size.
Qualify based on property cash flow, not your personal income. Build your rental portfolio without W-2s, tax returns, or bank statements.
Fast capital while you wait for a refinance, sale, or long-term loan. Move without missing a deal.
Ground-up builds across Chicago and the collar counties. Milestone draw schedules and local expertise that banks don't have.
Three steps. One local lender. No bank red tape, no surprises.
Submit your deal details — no financials, no tax returns. Tell us the address, purchase price, ARV, and repair budget. We send a same-day term sheet.
We order a fast appraisal, underwrite the deal (not you), and issue a commitment letter. Your numbers matter more than your credit score.
Sign at title, get your keys, and we wire the funds. Repair draws released within 48 hours of inspection sign-off. No waiting, no games.
We've said yes to investors banks turned down. Here's what we actually look at.
5 minutes. No credit pull. No commitment. We'll tell you exactly what you qualify for.
No credit check · No spam · Response within 2 hours
Chicago investors closed, funded, and cashing checks. These are their words.
Two banks said no before I called Private Capital. They had a term sheet in my inbox by noon. We closed 8 days later. That Pilsen 3-flat was my biggest profit deal to date.
I own 11 doors. The DSCR program let me refinance three properties without showing a single tax return. Total game changer for portfolio growth.
My very first real estate deal and they walked me through everything. Closed on a Logan Square greystone in 8 days. Already under contract on my second deal.
From the North Shore to the South Side — plus Indiana and Wisconsin. Local lender. Local knowledge.
From first-time flippers to seasoned portfolio builders.
Ready to move fast?
Submit your deal and get a same-day term sheet from Chicago's fastest hard money lender. No credit pull. No commitment.